Private Capital · Panama

Yield assets and residency
advisory for capital
that expects both proof and speed.

We structure licensed short-term rental acquisitions, developer-backed land, and pre-public founders allocations for investors deploying seven figures and up — with audited numbers, verified licensing, and a direct line to the person who can answer for both.

Book a Private Briefing → View Audited Deals →
days left at the
$300,000 visa threshold

The investor-visa window is
US$200,000 wide — and closing.

Panama's Qualified Investor Visa currently grants immediate permanent residency for US$300,000 in real estate. Under Executive Decree 193, that threshold is scheduled to revert to US$500,000 on 15 October 2026. The Dossier 2026 explains what that means for your capital — and the three other ways into this market.

  • The four investment paths, compared honestly — land, plots, licensed short-term rentals, founders lists
  • Annual property tax scales under Law 66, with the real cost on a $300k unit
  • All six residency routes side by side, including the details most sites omit
  • What a square metre costs here versus London, New York and Miami
  • Holding structures — corporation, foundation, or neither

The threshold has been extended before and may be extended again — nobody can promise you either way. We publish what the decree currently says and let you decide on the rule, not on a broker's prediction.

Get the Dossier 2026

Download it now. Questions? Write to us and we’ll set up a discovery call about which path fits you.

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Panama isn't one market. It's four.

Most buyers arrive thinking "apartment in Panama City." Then they discover raw land appreciating aggressively before zoning, developer-backed plots ready to build, licensed short-term rental buildings yielding 6–8% net, and founders lists returning 15–20% on paper. Each path has different capital requirements, timelines and risk profiles. We help you pick the right one — before you spend two Saturdays touring the wrong properties.

🌱 Lands

Raw land before zoning — the most aggressive appreciation curve in the country. Higher risk, highest upside.

Explore Lands →

📐 Plots of Land Exclusive

Developer-backed lots in master-planned communities like Altos de María and Buenaventura. Buy, build, sell — with infrastructure already in place. Our own off-market opportunity: 7 lots in Altos de María, land-to-Airbnb in one program.

Explore Plots → View Altos de María →

🏙️ Short-Term Rentals

One project carries a contractually guaranteed 8% annual minimum; others are operator-projected at 8–12.6% net. Plus countryside markets — Boquete, Venao, Bocas, Valle de Antón — with no license required at all.

Explore STR → Model Your Yield →

📈 Founders Lists

Pre-public allocations with proven developers. Paper investments with typical ROI of 15–20% — and they qualify for Panama's investor visa.

Explore Founders →

The concern changes depending on where you're deploying from.

We work with capital from North America, Europe and across Latin America — and the first question is rarely the same one twice.

North America

Territorial tax on foreign-sourced income, a currency you already hold, and a residency route that can close faster than most domestic real estate transactions. The question we hear most: how this compares to simply reinvesting stateside.

Europe

Relief from home-country property and wealth taxation, USD-denominated cash flow as a currency hedge, and a jurisdiction outside the EU's regulatory perimeter. The question we hear most: what actually changes for tax residence, not just physical residence.

Latin America

A hard-currency asset outside home-market volatility, private banking relationships in a dollarized economy, and regional proximity that keeps travel time short. The question we hear most: how quickly capital can move and how discreetly.

None of this is tax or legal advice — it's the pattern of questions we see by origin. Your specific situation gets mapped in a country consultancy session, not a homepage paragraph.

From first message to fully at home.

One team, one point of contact, across the entire journey. You move at your pace — we handle the rest.

I
Discover

A dossier, an article, one message on WhatsApp. Nothing begins until you decide it does.

II
Consult

A real conversation about your goals, your budget, and — honestly — whether Panama fits you at all.

III
Curate

Three options at most. The ones that match your brief, never the ones we happen to need to move.

IV
Verify

Licences, titles, building finances, operator numbers. Every claim checked before you commit a dollar.

V
Close

Negotiation, notary, registry. The paperwork handled end to end, so you sign and little else.

VI
Settle in

Management, accounting, relocation — as much or as little as you want, for as long as you want it.

Regulatory Mastery

The license is the moat. We check it before you buy.

Under Article 21 of Law 80 of 2012, any rental under 45 days inside the Panama District is illegal without a public tourism accommodation permit from Panama's Tourism Authority (ATP) — fines run $5,000 to $50,000 per violation, and ATP can act on unlicensed listings directly, not just on complaint. We won't put a city short-term-rental unit in front of a client without that permit verified on paper. Outside the Panama District — Boquete, Bocas del Toro, Playa Venao, Valle de Antón — this restriction doesn't exist, which is a different risk profile entirely, and we flag which is which before you commit capital.

Kyte — 8% guaranteed, 2 years

A contractual floor, not a projection: 8% annually on investment value, underwritten by the building's international rental operator. Entry from $120,915, delivered furnished.

See the Structure →

Wanders & Yoo — Marbella

Two Yoo-branded towers in Marbella, interiors envisioned with Marcel Wanders, connected by a shared sky lounge and Majestic Pool. 1, 2 and 3-bedroom residences. Pricing on request.

View Project →

Everything else, audited

Where returns are operator-projected rather than guaranteed, we show the range, the assumptions and the source — 8% to 12.6% net across the portfolio, after management and standard operating costs, not a headline gross figure. Uptown alone runs base cap rates up to 8.08% per its official rent study.

See the Full STR Breakdown →

Panama market practice also requires us to register each client directly with the developer before terms are disclosed — it protects you from duplicate-registration conflicts and protects our ability to negotiate on your behalf. That's why our public listings show the project, the numbers and the thesis, and the developer's identity is disclosed the moment you register with us. Every figure on this site comes from official price lists and operator fact sheets — not estimates.

$161kEntry price, furnished & ready
8–12.6%Operator-projected STR net
15–20%Typical founders-list ROI
$300kInvestor visa threshold
View All Listings →

Turnkey relocation, if you want it.

Project tours, visa processing, property management, accounting and tax filings, financial projections, interior design and furnishing, bank account setup. You can hire us for one piece or hand us the whole move.

Relocation Services

From airport pickup on your scouting trip to the day your furniture arrives.

See Services →

Country Consultancy

Legal, tax and residency strategy through Proper Consulting — our trusted country advisor. Independent strategy sessions from $300/hr, or a full country audit at $800.

Learn More →

Medical Practices

Buying and selling medical offices — and investment strategy for physicians, local and expat.

For Physicians →

Three more ways we do business.

Direct Sales

Owners who list their assets exclusively with Brax — priced right, verified, no listing-portal noise.

Direct Listings →

Joint Ventures

Asset-plus-capital structures: our client contributes the property or land, an investor contributes capital. Case in point: Clayton 601.

JV Opportunities →

Referral Partners

Professionals who send us qualified leads earn a referral fee — after a discovery call, due diligence and a signed agreement.

Become a Partner →

Tell us what you're looking for

Six fields. A person reads every one. No automated sequences — if you have questions, we set up a discovery call.

✓ Received. Have questions? Message us and we'll set up a quick discovery call — no automated emails.

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Market Analysis 2026: Santa María, Ocean Reef, Casco Viejo — and where the yield actually is

Weekly market reads from our Country Advisor at Proper Consulting. The luxury corridor — Santa María, Ocean Reef, Casco Viejo and Punta Pacífica — alongside the yield markets in Costa del Este, Calle Uruguay, Amador and the Boquete highlands.

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